Question 1

Should I buy a car on finance?

Accepted Answer

Buying a car on finance lets you choose a monthly payment, deposit amount and length of term to suit you. This means that if you wanted to stick to a particular monthly payment for example, you can choose a deposit and term to match.

Question 2

How does delivery work?

Accepted Answer

If you choose to have your car delivered to your home, after you complete the checkout process one of our team will be in touch to arrange a suitable delivery day.

Question 3

Can I test drive before I buy?

Accepted Answer

You can arrange a test drive at the showroom where your vehicle of interest is located or we can bring it to a showroom more local to you.

Question 4

How do I reserve a car online?

Accepted Answer

Reserving a car is quick and easy, simply click the reserve tab on the page for the car you want to reserve and follow the checkout steps.

Question 5

What is hire purchase?

Accepted Answer

Hire Purchase is a finance product that allows you to budget accurately by giving you a fixed interest rate and fixed monthly payments. The deposit and length of the agreement can be easily adjusted letting you customise the agreement to your budget. At the end of the term you will take full ownership of the vehicle.

Question 6

What is personal contract purchase?

Accepted Answer

Personal Contract Purchase, or PCP, is a finance product that lowers your monthly payment by deferring part of the payment to the end of the agreement. Unique to PCP is that the final payment is guaranteed by the finance company, meaning if the value of your vehicle drops faster than anticipated you can simply return it to the finance company. You also have the option of paying off the future value to keep the vehicle or return it as a part exchange.

Question 7

How do you value my part exchange car?

Accepted Answer

We use an industry recognised valuation tool from Manheim to give an online estimate. When we take in your part exchange we then appraise it to make sure the value is fair and accurate.

Question 8

What are the benefits of dealer finance?

Accepted Answer

Financing through a dealer is quick, convenient and easy. You can take advantage of Hire Purchase, Lease Purchase and Personal Contract Plan agreements. Allowing you more control over your deposit, monthly payments, deferred final payment and options when the agreement term finishes.

Harwoods

FAQs

Harwoods Group Frequently Asked Questions